Terms & Conditions
Last updated: 25 June 2026 · Fast Shift ltd (C91591)
1. About these terms
These Terms & Conditions ("Terms") govern your use of the electronic money and payment services provided by Fast Shift ltd, trading as Fast Shift ("Fastshift", "we", "us"), a company registered in Malta (company number C91591) and authorised by the Malta Financial Services Authority (MFSA) under the Electronic Money Regulations 2011. By opening or using an account, you agree to these Terms. [DRAFT placeholder text.]
2. Eligibility & account opening
Accounts are available to eligible individuals and corporates who pass our identity verification (KYC/KYB) and onboarding checks. We may decline, suspend or close an account where required by law or our policies. [DRAFT placeholder text describing eligibility, required documents, and acceptance.]
3. Electronic money & safeguarding
Funds you hold with us represent electronic money. Client funds are safeguarded in segregated accounts, held separately from our own funds, and are not lent out. Electronic money does not earn interest and is not covered by a deposit guarantee scheme. [DRAFT placeholder text.]
4. Payment services
We provide SEPA and SWIFT payments, e-wallet functionality and mass payouts, subject to limits, cut-off times and applicable fees. Execution times and charges are set out in your account agreement and Fee Information Document. [DRAFT placeholder text.]
5. Fees
Applicable fees are described in our Pricing and your Fee Information Document. Third-party charges may apply. [DRAFT placeholder text.]
6. Your responsibilities & security
You must keep your credentials secure, use Strong Customer Authentication where prompted, and notify us immediately of any unauthorised activity. [DRAFT placeholder text.]
7. Liability
Our liability is limited as permitted by applicable law. Nothing in these Terms excludes liability that cannot lawfully be excluded. [DRAFT placeholder text.]
8. Complaints & governing law
If something goes wrong, please follow our Complaints procedure. These Terms are governed by the laws of Malta. [DRAFT placeholder text.]